Study in Finland Cost 2025 Complete Update

The cost of study in Finland for international students in 2025 depends on various factors, including the university, program, and city of residence. Finland is an attractive destination for higher education due to its high academic standards, innovative learning environment, and quality of life. While tuition fees apply to non-EU/EEA students, Finland still offers relatively affordable education compared to other Western countries. Cities like Helsinki and Espoo have higher living costs, whereas smaller towns provide budget-friendly alternatives. With scholarships, financial planning, and cost-saving strategies, students can make their study in Finland a rewarding and affordable experience.

Understanding the cost of study in Finland is essential for international students planning to pursue education there. Tuition fees vary based on the institution and degree level, with public universities being more affordable than private ones. Apart from tuition, students need to consider expenses like accommodation, food, transportation, and other daily necessities. On average, international students in Finland spend between EUR 700 to EUR 1,500 per month, depending on their lifestyle and location. Exploring scholarships, part-time job opportunities, and financial aid can significantly reduce the financial burden, ensuring a smooth academic journey while they study in Finland.

Also check, Top Scholarships in Norway for International Students 2025

1. Tuition Fees for International Students in Finland

Tuition fees for non-EU/EEA students vary based on the program and institution. Here’s an estimated breakdown of costs for 2025:

Undergraduate Courses:

• Public universities: EUR 6,000–EUR 12,000 per year
• Private universities: EUR 10,000–EUR 20,000 per year
• Medicine, business, and engineering programs tend to have higher fees.

Postgraduate Courses:

• Public universities: EUR 8,000–EUR 15,000 per year
• Private universities: EUR 12,000–EUR 25,000 per year
• MBA and specialized programs may have higher costs.

Doctoral Programs:

• Many PhD programs are tuition-free, especially for research students.
• Some universities provide stipends or financial aid for doctoral candidates.

2. Living Costs in Finland

Besides tuition fees, students must account for daily expenses. Below is an estimated breakdown of monthly costs:

Accommodation:

• University dormitories: EUR 250–EUR 500 per month
• Shared apartments: EUR 350–EUR 700 per month
• Private rentals: EUR 700–EUR 1,200 per month (higher in Helsinki)

Food:

• Groceries: EUR 200–EUR 350 per month
• Eating out occasionally: EUR 50–EUR 200 per month

Transportation:

• Public transport pass: EUR 30–EUR 60 per month
• Cycling: Free and widely used by students

Utilities & Internet:

• Electricity, heating, and internet: EUR 60–EUR 150 per month

Other Expenses:

• Entertainment: EUR 50–EUR 150 per month
• Personal expenses: EUR 50–EUR 100 per month

Also check, Princeton University Scholarships 2025 Application Process

3. Financial Aid and Scholarships in Finland

Although the cost of study in Finland is relatively high for non-EU students, various scholarships and funding options can help ease expenses:

University Scholarships:

• Many Finnish universities offer scholarships covering tuition fees partially or fully.
• Scholarships are awarded based on academic excellence and financial need.

Government Scholarships:

• The Finnish government provides scholarships for master’s and doctoral students.
• The Erasmus+ program offers financial aid for exchange students.

External Funding:

• Private organizations and global funding programs provide scholarships for outstanding students.

Part-time Work:

• International students can work up to 30 hours per week during the academic term.
• Full-time work is allowed during holidays.

4. Tips to Save on Costs

Managing the cost of study in Finland requires effective budgeting. Here are some useful tips:

• Opt for university housing: It is cheaper than private rentals.
• Cook at home: Buying groceries and preparing meals saves money.
• Use public transport: Students get discounts on transport passes.
• Look for student discounts: Many stores, museums, and entertainment venues offer discounts for students.

Also check, University of California Los Angeles UCLA Scholarships 2025 Application Process

5. Currency Exchange and Bank Accounts

Managing finances efficiently is crucial when studying abroad:

• Currency Exchange: Use online services like Revolut or Wise for better exchange rates.
• Opening a Finnish Bank Account: A local account simplifies transactions, rent payments, and part-time work wages.

Looking to maximize your chances of acceptance?

Consider using our Professional Services to polish your application and stand out from the crowd.

For detailed videos on relevant opportunities check out:

Frequently Asked Questions (FAQs)